Terms of Service

Access to this website is provided on the following conditions:

1. By applying for membership, the user accepts these Terms of Service.
2. The user acknowledges that this website only provides opportunities for education and community, and no financial advice is claimed to be offered anywhere on this site.
3. The user takes full responsibility for their own financial decisions, after doing “due diligence” research.
4. The membership space is private; and no information, private or public, can be shared outside this space.
5. As a community, only respectful interaction and communication will be accepted.
6. No attempts to promote or sell services or products will be accepted, including unauthorised referral links.
7. Disruptive interaction or communication will not be accepted.
8. The website admins will maintain the privacy of user’s details using standard security procedures; however they will not accept liability for theft of data through criminal hacking or other methods.
9. Paid memberships are RECURRING, and will automatically renew at the end of the membership period, by initiating a payment using the previous payment method.
10. The user may terminate their membership at any time. Any discounts applied will be forfeited if they choose to rejoin later.
11. The website admins may at their discretion terminate users’ memberships at any time, and any paid-up membership period may be forfeited. Before termination, admins will endeavour to warn user of any breach of these Terms of Service, and offer them opportunities to redress any breaches.
12. The membership agreement will be under the jurisdiction of New Zealand, and any disputes will be resolved within the New Zealand legal system.

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Privacy Policy

Who we are

Our website address is: http://defifreedom.nz

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

We collect personal contact details through the contact form, and visitors will then be given the option to join the newsletter database.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

The website collects anonymous traffic and page interaction data for analysis, using Google Analytics.

Who we share your data with

We do not share personal data with any third party.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through an automated spam detection service.

Your contact information

Your contact information will be collected and stored, if you provide it in the contact form/s, subscriptions, memberships, forums, webinars, and comments.

Additional information

How we protect your data

We use a highly-secure web hosting service with constant monitoring for hacking. The website is backed up daily.

Access to the website membership is by secure passwords only.

A security plugin is installed to provide additional security.

What data breach procedures we have in place

In case of data breach, the website will be diagnosed by the web hosting service to identify vectors and eliminate them.

What third parties we receive data from

We do not elicit or receive data from third parties.

What automated decision making and/or profiling we do with user data

User data are automatically stored on the web server by the website software.

Industry regulatory disclosure requirements

This site is for education and community purposes, and does not claim to provide financial advice. Users are completely responsible for any actions they take on the basis of any information provided on this website.

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